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American Express
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American Express Aeroplan Business Reserve Card

AMERICAN EXPRESS

For business spending

American Express Aeroplan Business Reserve Card

Welcome bonus

~$2520

Earn up to 120,000 Welcome Bonus Aeroplan points

Annual fee $599Purchase APR 21.99%1st-year value +$1921

Why get this card

  • Big welcome bonus worth ~$2520
  • Bonus covers 4× the annual fee
  • Earn 3x on air_canada

Earn rates

  • air_canada3x

    Earn 3 points for every $1 spent on eligible Air Canada and Air Canada Vacations purchases.

  • hotel_car_rental2x

    Earn 2 Aeroplan points on eligible hotel and car rentals.

  • all_other1.25x

    Earn 1.25 Aeroplan points on everything else.

Welcome offer

Earn up to 120,000 Welcome Bonus Aeroplan points

Est. cash value
~$2520
Bonus points
120,000
Minimum spend
$10,500
Spend window
90 days
Offer ends

Earn Welcome Bonus Aeroplan points after spending $10,500 on your Card within the first 3 months, plus additional points when you spend $3,500 in month 13, for up to 120,000 points. Current or former Cardmembers with this Card are not eligible.

Fees

Annual fee
$599
Additional card
$199
Foreign transaction fee

$599 annual fee for Aeroplan Business Reserve Cards. $199 for additional Aeroplan Business Reserve Cards; $0 for Aeroplan Business Reserve No Fee Cards.

Interest rates

Purchase APR
21.99%
Cash advance APR
21.99%
Balance transfer APR
Grace period
Rate effective date

Benefits & insurance

Lounge access
Insurance coverages

Redemption & eligibility

Reward currency
Aeroplan points
Redemption options
Transfer partners
Min. personal income
Min. household income

Compare with similar cards

Frequently asked

Is the American Express Aeroplan Business Reserve Card worth it?
It carries a $599 annual fee and a welcome offer worth about $2520, for an estimated first-year value of +$1921. Big welcome bonus worth ~$2520. Compare it against similar cards below before deciding.
What is the annual fee and interest rate on the American Express Aeroplan Business Reserve Card?
The annual fee is $599. The purchase interest rate is 21.99% and the cash advance rate is 21.99%. These are sourced from American Express's official page.
What rewards does the American Express Aeroplan Business Reserve Card earn?
It earns up to 3x on air_canada, in Aeroplan points. See the full earn-rate breakdown above.

Official sources

Every figure on this page comes from American Express's own pages. Last checked 2026-06-13.