Ranked by value
Best Low Interest Credit Cards in Canada
Cards with the lowest purchase APR for carrying a balance. 9 cards, ranked. Every figure cites the official issuer page. Updated 2026-06-14.
Frequently asked
- What is the best low interest credit cards in Canada?
- Based on our value ranking, the Scotiabank Platinum American Express Card from Scotiabank currently leads this category, with a $399 annual fee and 9.99% purchase APR. Rankings update daily.
- How are these cards ranked?
- We rank by estimated real value for the category, computed from the welcome offer, earn rates, annual fee, and benefits. Every figure is pulled from the official issuer page, never an affiliate feed.
- How current is this information?
- Fees, rates, and offers are checked regularly against the official issuer pages. This page was last updated 2026-06-14. Always confirm details on the issuer's site before applying.