Is the CIBC Aeroplan Visa Business Card worth it?

It carries a $180 annual fee and a welcome offer worth about $1575, for an estimated first-year value of +$1395. Big welcome bonus worth ~$1575. Compare it against similar cards below before deciding.

What is the annual fee and interest rate on the CIBC Aeroplan Visa Business Card?

The annual fee is $180. The purchase interest rate is 12.99% and the cash advance rate is 14.50%. These are sourced from CIBC's official page.

What rewards does the CIBC Aeroplan Visa Business Card earn?

It earns up to 2x on air_canada, in Aeroplan points. See the full earn-rate breakdown above.

CIBC

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CIBC Aeroplan Visa Business Card

VISA

For business spending

CIBC Aeroplan Visa Business Card

Welcome bonus

~$1575

Apply and earn up to $2,500 in value, which includes up to 75,000 Aeroplan points

Annual fee $180Purchase APR 12.99%1st-year value +$1395

Apply on CIBC →

#6 Travel Rewards Credit Cards #5 Low Interest Credit Cards #39 Premium Credit Cards #2 Business Credit Cards

Why get this card

✓Big welcome bonus worth ~$1575
✓Bonus covers 8× the annual fee
✓Earn 2x on air_canada
✓Low 12.99% purchase rate

Earn rates

air_canada2x
2 points per $10 on Air Canada purchases
telecom_internet1.5x
1.5 points per $10 on shipping, internet, cable and phone services
dining_travel1.5x
1.5 points per $10 on dining and travel
general1.5x
1.5 points per $10 on all other purchases

Welcome offer

Apply and earn up to $2,500 in value, which includes up to 75,000 Aeroplan points

Est. cash value: ~$1575
Bonus points: 75,000
Minimum spend: —
Spend window: —
Offer ends: —

Up to $2,500 in value including up to 75,000 Aeroplan points; includes 10,000 Aeroplan points earned in the first year. Conditions apply.

Fees

Annual fee: $180
Additional card: $50
Foreign transaction fee: —

$180/year (first year rebated); $50 each for up to 9 additional cards

Interest rates

Purchase APR: 12.99%
Cash advance APR: 14.50%
Balance transfer APR: —
Grace period: —
Rate effective date: —

Benefits & insurance

Lounge access: —
Insurance coverages: —

Redemption & eligibility

Reward currency: Aeroplan points
Redemption options: —
Transfer partners: —
Min. personal income: —
Min. household income: —

Compare with similar cards

Frequently asked

Is the CIBC Aeroplan Visa Business Card worth it?: It carries a $180 annual fee and a welcome offer worth about $1575, for an estimated first-year value of +$1395. Big welcome bonus worth ~$1575. Compare it against similar cards below before deciding.
What is the annual fee and interest rate on the CIBC Aeroplan Visa Business Card?: The annual fee is $180. The purchase interest rate is 12.99% and the cash advance rate is 14.50%. These are sourced from CIBC's official page.
What rewards does the CIBC Aeroplan Visa Business Card earn?: It earns up to 2x on air_canada, in Aeroplan points. See the full earn-rate breakdown above.

Official sources

Every figure on this page comes from CIBC's own pages. Last checked 2026-06-13.