Scotiabank Gold American Express Card

Earn rates

• grocery (Sobeys/Empire banners)6x

  first $50,000 annually; select grocery

• grocery, dining, entertainment5x

  first $50,000 in eligible categories annually

• gas, public transit, select streaming3x

  first $50,000 annually

• all other purchases1x
• Scene+ Travel hotels and car rentals3x

  booked through Scene+ Travel

Welcome offer

Earn up to 45,000 bonus Scene+ points ($450 in travel rewards)

Est. cash value

~$450

Bonus points

45,000

Minimum spend

$7,500

Spend window

365 days

Offer ends

—

Earn 25,000 bonus Scene+ points by spending $2,000 in first 3 months, plus an additional 20,000 by spending $7,500 within the first 12 months.

Fees

Annual fee

$120

Additional card

$29

Foreign transaction fee

None

No foreign transaction (FX) markup on foreign currency purchases

Interest rates

Purchase APR

21.99%

Cash advance APR

22.99%

Balance transfer APR

—

Grace period

—

Rate effective date

—

Benefits & insurance

Lounge access

Priority Pass

Insurance coverages

7

• Travel Emergency Medical Insurance
• Flight Delay Insurance
• Delayed and Lost Luggage Insurance
• Hotel/Motel Burglary Insurance
• Rental Car Collision/Loss Damage Insurance
• Mobile Device Insurance
• Creditor Insurance

Redemption & eligibility

Reward currency

Scene+

Redemption options

—

Transfer partners

—

Min. personal income

—

Min. household income

—