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TangerineWorld Elite
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Tangerine Rewards World Elite Mastercard

MASTERCARD

Everyday rewards

Tangerine Rewards World Elite Mastercard

Welcome bonus

~$300

Get a hold of your rewards with up to $600 in value; earn 30,000 bonus Scene+ points

Annual fee $120Purchase APR 20.95%1st-year value +$180
Apply on Tangerine

Why get this card

  • Big welcome bonus worth ~$300
  • Bonus covers 2× the annual fee
  • Earn 1.5x on 3 accelerator categories of your choice (switchable every 90 days)
  • 4 airport lounge visits

Earn rates

  • 3 accelerator categories of your choice (switchable every 90 days)1.5x

    1.5x Scene+ points; choose from 13 categories incl. grocery, restaurants, gas, entertainment, travel

  • All other purchases1x

    1 Scene+ point per $1

Welcome offer

Get a hold of your rewards with up to $600 in value; earn 30,000 bonus Scene+ points

Est. cash value
~$300
Bonus points
30,000
Minimum spend
$3,000
Spend window
90 days
Offer ends
2026-10-30

30,000 bonus Scene+ points ($300 value) for new account holders who spend $3,000 in Net Purchases within the first 90 days (apply by October 30, 2026). Plus 10,000 Scene+ points ($100) when you spend $30,000 annually.

Fees

Annual fee
$120
Additional card
Foreign transaction fee

Interest rates

Purchase APR
20.95%
Cash advance APR
22.95%
Balance transfer APR
Grace period
Rate effective date

Benefits & insurance

Lounge access
4 visits (Mastercard Travel Pass (DragonPass))
Insurance coverages
3
  • Travel Emergency Medical Insurance (up to $5 million, first 15 days, under age 65)
  • Trip Cancellation/Interruption Insurance
  • Purchase Assurance and Extended Warranty

Redemption & eligibility

Reward currency
Scene+
Redemption options
100 Scene+ Points = $1 for in-person redemptions, Travel (flights, hotels, car rentals), Groceries, dining, entertainment, fuel, Points for Credit, Apply Points to Travel
Transfer partners
Min. personal income
$80,000
Min. household income
$150,000

An Individual Income of $80,000 OR Household Income of $150,000 OR Assets Under Management of $400,000.

Compare with similar cards

Frequently asked

Is the Tangerine Rewards World Elite Mastercard worth it?
It carries a $120 annual fee and a welcome offer worth about $300, for an estimated first-year value of +$180. Big welcome bonus worth ~$300. Compare it against similar cards below before deciding.
What is the annual fee and interest rate on the Tangerine Rewards World Elite Mastercard?
The annual fee is $120. The purchase interest rate is 20.95% and the cash advance rate is 22.95%. These are sourced from Tangerine's official page.
What rewards does the Tangerine Rewards World Elite Mastercard earn?
It earns up to 1.5x on 3 accelerator categories of your choice (switchable every 90 days), in Scene+. See the full earn-rate breakdown above.
What income do I need for the Tangerine Rewards World Elite Mastercard?
Tangerine lists a minimum personal income of $80,000 or household income of $150,000.

Official sources

Every figure on this page comes from Tangerine's own pages. Last checked 2026-06-13.