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TD Canada TrustClassic
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TD Cash Back Visa* Card

VISA

Cash back on everyday spending

TD Cash Back Visa* Card

Earn up to $100 in Cash Back Dollars

Annual fee No feePurchase APR 21.99%
Apply on TD Canada Trust

Why get this card

  • No annual fee
  • Earn 1% on grocery, gas, ev charging, public transit, recurring bill payments, streaming, digital gaming & media

Earn rates

  • Grocery, gas, EV charging, public transit, recurring bill payments, streaming, digital gaming & media1%
  • All other purchases0.5%

Welcome offer

Earn up to $100 in Cash Back Dollars

Bonus points
Minimum spend
Spend window
Offer ends

Earn up to $100 in Cash Back Dollars with the TD Cash Back Visa Card. Conditions apply.

Fees

Annual fee
No fee
Additional card
Foreign transaction fee

Interest rates

Purchase APR
21.99%
Cash advance APR
22.99%
Balance transfer APR
Grace period
Rate effective date

Benefits & insurance

Lounge access
Insurance coverages

Redemption & eligibility

Reward currency
Cash Back Dollars
Redemption options
Transfer partners
Min. personal income
Min. household income

Compare with similar cards

Frequently asked

Is the TD Cash Back Visa* Card worth it?
It carries a No fee annual fee. No annual fee. Compare it against similar cards below before deciding.
What is the annual fee and interest rate on the TD Cash Back Visa* Card?
The annual fee is No fee. The purchase interest rate is 21.99% and the cash advance rate is 22.99%. These are sourced from TD Canada Trust's official page.
What rewards does the TD Cash Back Visa* Card earn?
It earns up to 1% on grocery, gas, ev charging, public transit, recurring bill payments, streaming, digital gaming & media, in Cash Back Dollars. See the full earn-rate breakdown above.

Official sources

Every figure on this page comes from TD Canada Trust's own pages. Last checked 2026-06-13.