Is the TD Cash Back Visa Infinite* Card worth it?

It carries a $139 annual fee. Earn 3% on grocery, gas, ev charging, public transit. Compare it against similar cards below before deciding.

What is the annual fee and interest rate on the TD Cash Back Visa Infinite* Card?

The annual fee is $139. The purchase interest rate is 21.99% and the cash advance rate is 22.99%. These are sourced from TD Canada Trust's official page.

What rewards does the TD Cash Back Visa Infinite* Card earn?

It earns up to 3% on grocery, gas, ev charging, public transit, in Cash Back Dollars. See the full earn-rate breakdown above.

What income do I need for the TD Cash Back Visa Infinite* Card?

TD Canada Trust lists a minimum personal income of $60,000 or household income of $100,000.

TD Canada TrustInfinite

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TD Cash Back Visa Infinite* Card

VISA

Cash back on everyday spending

TD Cash Back Visa Infinite* Card

Earn up to $600 in total value - 10% Cash Back in first 3 months plus first-year annual fee rebate

Annual fee $139Purchase APR 21.99%

Apply on TD Canada Trust →

#12 Cash Back Credit Cards #46 Premium Credit Cards #12 Credit Cards for Groceries

Why get this card

✓Earn 3% on grocery, gas, ev charging, public transit

Earn rates

Grocery, gas, EV charging, public transit3%
Recurring bill payments, streaming, digital gaming & media3%
All other purchases1%

Welcome offer

Earn up to $600 in total value - 10% Cash Back in first 3 months plus first-year annual fee rebate

Bonus points: —
Minimum spend: $3,500
Spend window: 90 days
Offer ends: —

10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500; plus first-year annual fee rebate.

Fees

Annual fee: $139
Additional card: $50
Foreign transaction fee: —

$50 for first Additional Cardholder; $0 for subsequent Additional Cardholders.

Interest rates

Purchase APR: 21.99%
Cash advance APR: 22.99%
Balance transfer APR: —
Grace period: —
Rate effective date: —

Benefits & insurance

Lounge access: —
Insurance coverages: —

Redemption & eligibility

Reward currency: Cash Back Dollars
Redemption options: —
Transfer partners: —
Min. personal income: $60,000
Min. household income: $100,000

$60,000 personal or $100,000 household annual income.

Compare with similar cards

Frequently asked

Is the TD Cash Back Visa Infinite* Card worth it?: It carries a $139 annual fee. Earn 3% on grocery, gas, ev charging, public transit. Compare it against similar cards below before deciding.
What is the annual fee and interest rate on the TD Cash Back Visa Infinite* Card?: The annual fee is $139. The purchase interest rate is 21.99% and the cash advance rate is 22.99%. These are sourced from TD Canada Trust's official page.
What rewards does the TD Cash Back Visa Infinite* Card earn?: It earns up to 3% on grocery, gas, ev charging, public transit, in Cash Back Dollars. See the full earn-rate breakdown above.
What income do I need for the TD Cash Back Visa Infinite* Card?: TD Canada Trust lists a minimum personal income of $60,000 or household income of $100,000.

Official sources

Every figure on this page comes from TD Canada Trust's own pages. Last checked 2026-06-13.