American Express Business Gold Rewards Card vs The American Express® Cobalt® Card
| American Express Business Gold Rewards Card | The American Express® Cobalt® Card | |
|---|---|---|
| Issuer | American Express | American Express |
| Network | American Express | American Express |
| Annual fee | $199 | $191.88 |
| Purchase APR | — | 21.99% |
| Cash advance APR | — | 21.99% |
| FX fee | — | — |
| Welcome (est. value) | ~$1400 | ~$300 |
| Top earn rate | 10000x quarterly_bonus | 5x Eats & drinks (eligible restaurants, food delivery, groceries in Canada) |
| Lounge visits | — | — |
| Min. income | — | — |