American Express EssentialTM Credit Card vs American Express® Green Card
| American Express EssentialTM Credit Card | American Express® Green Card | |
|---|---|---|
| Issuer | American Express | American Express |
| Network | American Express | American Express |
| Annual fee | No fee | No fee |
| Purchase APR | 12.99% | 21.99% |
| Cash advance APR | 12.99% | 21.99% |
| FX fee | — | — |
| Welcome (est. value) | — | ~$200 |
| Top earn rate | — | 1x Everyday purchases |
| Lounge visits | — | — |
| Min. income | — | — |