American Express® Gold Rewards Card vs Simplii Cash Back Visa
| American Express® Gold Rewards Card | Simplii Cash Back Visa | |
|---|---|---|
| Issuer | American Express | Simplii Financial |
| Network | American Express | Visa |
| Annual fee | $250 | No fee |
| Purchase APR | 21.99% | 21.99% |
| Cash advance APR | 21.99% | 22.99% |
| FX fee | — | — |
| Welcome (est. value) | ~$1200 | See offer |
| Top earn rate | 2x Travel | 4% Restaurants, Bars and Coffee Shops |
| Lounge visits | 4 | — |
| Min. income | — | $15,000 |