The Platinum Card® vs RBC Avion Visa Infinite Privilege
| The Platinum Card® | RBC Avion Visa Infinite Privilege | |
|---|---|---|
| Issuer | American Express | RBC Royal Bank |
| Network | American Express Platinum | Visa Infinite Privilege |
| Annual fee | $799 | $399 |
| Purchase APR | 21.99% | 20.99% |
| Cash advance APR | — | 22.99% |
| FX fee | — | — |
| Welcome (est. value) | ~$2600 | ~$2000 |
| Top earn rate | 2x Dining & food delivery purchases in Canada | 1.25x all_purchases |
| Lounge visits | — | — |
| Min. income | — | $200,000 |