SimplyCash® Card from American Express vs SimplyCash® Preferred Card from American Express
| SimplyCash® Card from American Express | SimplyCash® Preferred Card from American Express | |
|---|---|---|
| Issuer | American Express | American Express |
| Network | American Express | American Express |
| Annual fee | No fee | $119.88 |
| Purchase APR | 21.99% | 21.99% |
| Cash advance APR | 21.99% | 21.99% |
| FX fee | — | — |
| Welcome (est. value) | See offer | See offer |
| Top earn rate | 2% Gas | 4% Gas |
| Lounge visits | — | — |
| Min. income | — | — |