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BMO Ascend Business Mastercard vs Simplii Cash Back Visa

BMO Ascend Business MastercardSimplii Cash Back Visa
IssuerBMOSimplii Financial
NetworkMastercardVisa
Annual feeNo feeNo fee
Purchase APR18.99%21.99%
Cash advance APR23.99%22.99%
FX fee
Welcome (est. value)See offerSee offer
Top earn rate0x general4% Restaurants, Bars and Coffee Shops
Lounge visits
Min. income$15,000