BMO Ascend World Elite Mastercard vs Scotiabank Passport Visa Infinite Privilege Card
| BMO Ascend World Elite Mastercard | Scotiabank Passport Visa Infinite Privilege Card | |
|---|---|---|
| Issuer | BMO | Scotiabank |
| Network | Mastercard World Elite | Visa Infinite Privilege |
| Annual fee | $150 | $599 |
| Purchase APR | 21.99% | 20.99% |
| Cash advance APR | 23.99% | 22.99% |
| FX fee | — | 0% |
| Welcome (est. value) | See offer | ~$300 |
| Top earn rate | 5x Travel | 3x grocery, dining, entertainment |
| Lounge visits | 4 | 10 |
| Min. income | $80,000 | — |