BMO CashBack World Elite Mastercard vs PC World Elite Mastercard
| BMO CashBack World Elite Mastercard | PC World Elite Mastercard | |
|---|---|---|
| Issuer | BMO | PC Financial |
| Network | Mastercard World Elite | Mastercard World Elite |
| Annual fee | $139 | No fee |
| Purchase APR | 21.99% | 21.99% |
| Cash advance APR | 23.99% | 22.97% |
| FX fee | 2.5% | — |
| Welcome (est. value) | See offer | See offer |
| Top earn rate | 5% Groceries | 4.5% Health & beauty |
| Lounge visits | — | — |
| Min. income | $80,000 | $80,000 |