BMO CashBack World Elite Mastercard vs Scotia Momentum Visa Infinite Card
| BMO CashBack World Elite Mastercard | Scotia Momentum Visa Infinite Card | |
|---|---|---|
| Issuer | BMO | Scotiabank |
| Network | Mastercard World Elite | Visa Infinite |
| Annual fee | $139 | $120 |
| Purchase APR | 21.99% | 20.99% |
| Cash advance APR | 23.99% | 22.99% |
| FX fee | 2.5% | — |
| Welcome (est. value) | See offer | See offer |
| Top earn rate | 5% Groceries | 4% grocery and recurring bill payments |
| Lounge visits | — | — |
| Min. income | $80,000 | $60,000 |