BMO Preferred Rate Mastercard vs RBC Visa Classic Low Rate
| BMO Preferred Rate Mastercard | RBC Visa Classic Low Rate | |
|---|---|---|
| Issuer | BMO | RBC Royal Bank |
| Network | Mastercard | Visa Classic |
| Annual fee | $29 | $20 |
| Purchase APR | 13.99% | 12.99% |
| Cash advance APR | 15.99% | 12.99% |
| FX fee | — | — |
| Welcome (est. value) | See offer | See offer |
| Top earn rate | — | — |
| Lounge visits | — | — |
| Min. income | — | — |