BMO Preferred Rate Mastercard vs Scotiabank Value Visa Card
| BMO Preferred Rate Mastercard | Scotiabank Value Visa Card | |
|---|---|---|
| Issuer | BMO | Scotiabank |
| Network | Mastercard | Visa |
| Annual fee | $29 | $29 |
| Purchase APR | 13.99% | 13.99% |
| Cash advance APR | 15.99% | 13.99% |
| FX fee | — | — |
| Welcome (est. value) | See offer | See offer |
| Top earn rate | — | — |
| Lounge visits | — | — |
| Min. income | — | — |