CIBC Adapta Mastercard vs CIBC Classic Visa Card
| CIBC Adapta Mastercard | CIBC Classic Visa Card | |
|---|---|---|
| Issuer | CIBC | CIBC |
| Network | Mastercard | Visa |
| Annual fee | No fee | No fee |
| Purchase APR | — | 21.99% |
| Cash advance APR | — | 22.99% |
| FX fee | — | — |
| Welcome (est. value) | See offer | — |
| Top earn rate | 1.5x top 3 spend categories each month (automatic) | — |
| Lounge visits | — | — |
| Min. income | — | — |