CIBC Adapta Mastercard vs CIBC Costco Mastercard (Costco World Mastercard)
| CIBC Adapta Mastercard | CIBC Costco Mastercard (Costco World Mastercard) | |
|---|---|---|
| Issuer | CIBC | CIBC |
| Network | Mastercard | Mastercard World Mastercard |
| Annual fee | No fee | No fee |
| Purchase APR | — | 21.75% |
| Cash advance APR | — | 22.49% |
| FX fee | — | — |
| Welcome (est. value) | See offer | — |
| Top earn rate | 1.5x top 3 spend categories each month (automatic) | 3% restaurants and Costco gas |
| Lounge visits | — | — |
| Min. income | — | $50,000 |