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CIBC Classic Visa Card vs CIBC Costco Mastercard (Costco World Mastercard)

CIBC Classic Visa CardCIBC Costco Mastercard (Costco World Mastercard)
IssuerCIBCCIBC
NetworkVisaMastercard World Mastercard
Annual feeNo feeNo fee
Purchase APR21.99%21.75%
Cash advance APR22.99%22.49%
FX fee
Welcome (est. value)
Top earn rate3% restaurants and Costco gas
Lounge visits
Min. income$50,000