CIBC Costco Mastercard (Costco World Mastercard) vs Simplii Cash Back Visa
| CIBC Costco Mastercard (Costco World Mastercard) | Simplii Cash Back Visa | |
|---|---|---|
| Issuer | CIBC | Simplii Financial |
| Network | Mastercard World Mastercard | Visa |
| Annual fee | No fee | No fee |
| Purchase APR | 21.75% | 21.99% |
| Cash advance APR | 22.49% | 22.99% |
| FX fee | — | — |
| Welcome (est. value) | — | See offer |
| Top earn rate | 3% restaurants and Costco gas | 4% Restaurants, Bars and Coffee Shops |
| Lounge visits | — | — |
| Min. income | $50,000 | $15,000 |