Scotia Momentum Mastercard vs Scotia Momentum Visa Card
| Scotia Momentum Mastercard | Scotia Momentum Visa Card | |
|---|---|---|
| Issuer | Scotiabank | Scotiabank |
| Network | Mastercard | Visa |
| Annual fee | No fee | $49 |
| Purchase APR | 20.99% | 20.99% |
| Cash advance APR | 22.99% | 22.99% |
| FX fee | — | — |
| Welcome (est. value) | — | — |
| Top earn rate | 1% gas, grocery, drug stores and recurring payments | 2% grocery and recurring bill payments |
| Lounge visits | — | — |
| Min. income | — | — |