Scotia Momentum Mastercard vs Scotiabank Scene+ Visa Card
| Scotia Momentum Mastercard | Scotiabank Scene+ Visa Card | |
|---|---|---|
| Issuer | Scotiabank | Scotiabank |
| Network | Mastercard | Visa |
| Annual fee | No fee | No fee |
| Purchase APR | 20.99% | 21.99% |
| Cash advance APR | 22.99% | 22.99% |
| FX fee | — | — |
| Welcome (est. value) | — | ~$25 |
| Top earn rate | 1% gas, grocery, drug stores and recurring payments | 2x grocery (Sobeys/Empire banners) and Scene+ partners |
| Lounge visits | — | — |
| Min. income | — | — |