Scotia Momentum Visa Infinite Card vs Scotiabank Platinum American Express Card
| Scotia Momentum Visa Infinite Card | Scotiabank Platinum American Express Card | |
|---|---|---|
| Issuer | Scotiabank | Scotiabank |
| Network | Visa Infinite | American Express Platinum |
| Annual fee | $120 | $399 |
| Purchase APR | 20.99% | 9.99% |
| Cash advance APR | 22.99% | 9.99% |
| FX fee | — | 0% |
| Welcome (est. value) | See offer | ~$800 |
| Top earn rate | 4% grocery and recurring bill payments | 3x Scene+ Travel hotels and car rentals |
| Lounge visits | — | 10 |
| Min. income | $60,000 | — |