Scotia Momentum Visa Infinite Card vs Simplii Cash Back Visa
| Scotia Momentum Visa Infinite Card | Simplii Cash Back Visa | |
|---|---|---|
| Issuer | Scotiabank | Simplii Financial |
| Network | Visa Infinite | Visa |
| Annual fee | $120 | No fee |
| Purchase APR | 20.99% | 21.99% |
| Cash advance APR | 22.99% | 22.99% |
| FX fee | — | — |
| Welcome (est. value) | See offer | See offer |
| Top earn rate | 4% grocery and recurring bill payments | 4% Restaurants, Bars and Coffee Shops |
| Lounge visits | — | — |
| Min. income | $60,000 | $15,000 |