Scotia Momentum Visa Card vs Scotiabank Scene+ Visa Card
| Scotia Momentum Visa Card | Scotiabank Scene+ Visa Card | |
|---|---|---|
| Issuer | Scotiabank | Scotiabank |
| Network | Visa | Visa |
| Annual fee | $49 | No fee |
| Purchase APR | 20.99% | 21.99% |
| Cash advance APR | 22.99% | 22.99% |
| FX fee | — | — |
| Welcome (est. value) | — | ~$25 |
| Top earn rate | 2% grocery and recurring bill payments | 2x grocery (Sobeys/Empire banners) and Scene+ partners |
| Lounge visits | — | — |
| Min. income | — | — |