Scotiabank Platinum American Express Card vs Scotiabank Value Visa Card
| Scotiabank Platinum American Express Card | Scotiabank Value Visa Card | |
|---|---|---|
| Issuer | Scotiabank | Scotiabank |
| Network | American Express Platinum | Visa |
| Annual fee | $399 | $29 |
| Purchase APR | 9.99% | 13.99% |
| Cash advance APR | 9.99% | 13.99% |
| FX fee | 0% | — |
| Welcome (est. value) | ~$800 | See offer |
| Top earn rate | 3x Scene+ Travel hotels and car rentals | — |
| Lounge visits | 10 | — |
| Min. income | — | — |