Scotiabank Platinum American Express Card vs Wealthsimple Credit Card
| Scotiabank Platinum American Express Card | Wealthsimple Credit Card | |
|---|---|---|
| Issuer | Scotiabank | Wealthsimple |
| Network | American Express Platinum | Visa Visa Infinite Privilege |
| Annual fee | $399 | $240 |
| Purchase APR | 9.99% | 20.99% |
| Cash advance APR | 9.99% | 22.99% |
| FX fee | 0% | 0% |
| Welcome (est. value) | ~$800 | — |
| Top earn rate | 3x Scene+ Travel hotels and car rentals | 2% all_purchases |
| Lounge visits | 10 | — |
| Min. income | — | — |