BMO CashBack Mastercard

Earn rates

• Groceries3%

  up to $500 spent for a given statement period

• Recurring bill payments1%
• Other purchases0.5%

Welcome offer

Get up to 5% cash back in your first 3 months

Bonus points

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Minimum spend

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Spend window

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Offer ends

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0.99% introductory interest rate on Balance Transfers for 9 months with a 2% transfer fee.

Fees

Annual fee

No fee

Additional card

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Foreign transaction fee

—

Interest rates

Purchase APR

21.99%

Cash advance APR

23.99%

Balance transfer APR

21.99%

Grace period

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Rate effective date

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Benefits & insurance

Lounge access

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Insurance coverages

3

• Extended Warranty Insurance
• Purchase Security Insurance
• Credit Card Balance Protection

Redemption & eligibility

Reward currency

cash back

Redemption options

Statement credit, BMO chequing or savings account, InvestorLine

Transfer partners

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Min. personal income

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Min. household income

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Must be a Canadian citizen or permanent resident and meet income requirements.