BMO eclipse rise Visa

Earn rates

• Recurring bill payments5x

  For every $2 spent

• Groceries5x

  For every $2 spent

• Dining out5x

  For every $2 spent

• Takeout & food delivery5x

  For every $2 spent

• All other purchases1x

  For every $2 spent

Welcome offer

25,000 bonus points for you

Bonus points

—

Minimum spend

—

Spend window

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Offer ends

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Get 20,000 points and a 0.99% introductory interest rate on Balance Transfers for 9 months with a 2% transfer fee. Plus, earn up to 5,000 bonus points every year!

Fees

Annual fee

No fee

Additional card

—

Foreign transaction fee

—

Interest rates

Purchase APR

21.99%

Cash advance APR

23.99%

Balance transfer APR

21.99%

Grace period

—

Rate effective date

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Benefits & insurance

Lounge access

—

Insurance coverages

3

• Mobile Device Insurance
• Extended Warranty Insurance
• Purchase Security Insurance

Redemption & eligibility

Reward currency

BMO Rewards points

Redemption options

Flights, Hotels, Car rentals, Cruises, Vacation packages

Transfer partners

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Min. personal income

—

Min. household income

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Be a Canadian citizen or permanent resident, have not declared bankruptcy in the past seven years, and have reached age of majority in the province.