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CIBCVisa Infinite
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CIBC Dividend Visa Infinite Card

VISA

Cash back on everyday spending

CIBC Dividend Visa Infinite Card

10% cash back welcome bonus up to $200 plus $50 pre-authorized payment bonus

Annual fee $120Purchase APR —
#3 Cash Back Credit Cards#23 Premium Credit Cards#5 Credit Cards for Groceries

Why get this card

  • ✓Earn 4% on gas, ev charging, and groceries

Earn rates

  • gas, EV charging, and groceries4%
  • transportation, dining, recurring payments, eligible travel via CIBC by Expedia2%
  • all other purchases1%

Welcome offer

10% cash back welcome bonus up to $200 plus $50 pre-authorized payment bonus

Bonus points
—
Minimum spend
$2,000
Spend window
—
Offer ends
—

Earn a 10% cash back welcome bonus of up to $200 for the first 4 statements on net purchases up to $2,000; plus a $50 cash back bonus for setting up one pre-authorized payment within the first 4 monthly statements

Fees

Annual fee
$120
Additional card
$30
Foreign transaction fee
—

$120 annual fee (first year rebated); $30 (effective August 1, 2026: $50) each for up to 3 additional cards (first year rebated)

Interest rates

Purchase APR
—
Cash advance APR
—
Balance transfer APR
—
Grace period
—
Rate effective date
—

Benefits & insurance

Lounge access
—
Insurance coverages
2
  • travel insurance
  • purchase security and extended protection insurance

Redemption & eligibility

Reward currency
Cash Back
Redemption options
statement credit / cash back redeemed via online or mobile banking once $10+
Transfer partners
—
Min. personal income
$60,000
Min. household income
$100,000

$60,000 individual, or $100,000 household minimum annual income

Compare with similar cards

Frequently asked

Is the CIBC Dividend Visa Infinite Card worth it?
It carries a $120 annual fee. Earn 4% on gas, ev charging, and groceries. Compare it against similar cards below before deciding.
What is the annual fee and interest rate on the CIBC Dividend Visa Infinite Card?
The annual fee is $120. The purchase interest rate is — and the cash advance rate is —. These are sourced from CIBC's official page.
What rewards does the CIBC Dividend Visa Infinite Card earn?
It earns up to 4% on gas, ev charging, and groceries, in Cash Back. See the full earn-rate breakdown above.
What income do I need for the CIBC Dividend Visa Infinite Card?
CIBC lists a minimum personal income of $60,000 or household income of $100,000.

Official sources

Every figure on this page comes from CIBC's own pages. Last checked 2026-06-13.