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RBC Business Cash Back Mastercard
MASTERCARDFor business spending
RBC Business Cash Back Mastercard
2% cash back on purchases in the first three months
Annual fee No feePurchase APR 19.99%
Why get this card
- ✓No annual fee
- ✓Earn 2% on all_purchases_intro
Earn rates
- all_purchases1%
1% cash back on net purchases after the first three months
- all_purchases_intro2%
2% cash back in the first three months; combined cash back capped at $650 per annual period
Welcome offer
2% cash back on purchases in the first three months
- Bonus points
- —
- Minimum spend
- —
- Spend window
- 90 days
- Offer ends
- —
Earn an additional 1% cash back (2% total) on net purchases for the first 3 full monthly statement periods, up to a maximum combined cash back of $650 per annual period.
Fees
- Annual fee
- No fee
- Additional card
- No fee
- Foreign transaction fee
- —
Interest rates
- Purchase APR
- 19.99%
- Cash advance APR
- 22.99%
- Balance transfer APR
- —
- Grace period
- —
- Rate effective date
- —
Benefits & insurance
- Lounge access
- —
- Insurance coverages
- —
Redemption & eligibility
- Reward currency
- Cash Back
- Redemption options
- —
- Transfer partners
- —
- Min. personal income
- —
- Min. household income
- —
Compare with similar cards
Frequently asked
- Is the RBC Business Cash Back Mastercard worth it?
- It carries a No fee annual fee. No annual fee. Compare it against similar cards below before deciding.
- What is the annual fee and interest rate on the RBC Business Cash Back Mastercard?
- The annual fee is No fee. The purchase interest rate is 19.99% and the cash advance rate is 22.99%. These are sourced from RBC Royal Bank's official page.
- What rewards does the RBC Business Cash Back Mastercard earn?
- It earns up to 2% on all_purchases_intro, in Cash Back. See the full earn-rate breakdown above.
Official sources
Every figure on this page comes from RBC Royal Bank's own pages. Last checked 2026-06-13.