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RBC Royal Bank
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RBC Business Cash Back Mastercard

MASTERCARD

For business spending

RBC Business Cash Back Mastercard

2% cash back on purchases in the first three months

Annual fee No feePurchase APR 19.99%

Why get this card

  • No annual fee
  • Earn 2% on all_purchases_intro

Earn rates

  • all_purchases1%

    1% cash back on net purchases after the first three months

  • all_purchases_intro2%

    2% cash back in the first three months; combined cash back capped at $650 per annual period

Welcome offer

2% cash back on purchases in the first three months

Bonus points
Minimum spend
Spend window
90 days
Offer ends

Earn an additional 1% cash back (2% total) on net purchases for the first 3 full monthly statement periods, up to a maximum combined cash back of $650 per annual period.

Fees

Annual fee
No fee
Additional card
No fee
Foreign transaction fee

Interest rates

Purchase APR
19.99%
Cash advance APR
22.99%
Balance transfer APR
Grace period
Rate effective date

Benefits & insurance

Lounge access
Insurance coverages

Redemption & eligibility

Reward currency
Cash Back
Redemption options
Transfer partners
Min. personal income
Min. household income

Compare with similar cards

Frequently asked

Is the RBC Business Cash Back Mastercard worth it?
It carries a No fee annual fee. No annual fee. Compare it against similar cards below before deciding.
What is the annual fee and interest rate on the RBC Business Cash Back Mastercard?
The annual fee is No fee. The purchase interest rate is 19.99% and the cash advance rate is 22.99%. These are sourced from RBC Royal Bank's official page.
What rewards does the RBC Business Cash Back Mastercard earn?
It earns up to 2% on all_purchases_intro, in Cash Back. See the full earn-rate breakdown above.

Official sources

Every figure on this page comes from RBC Royal Bank's own pages. Last checked 2026-06-13.