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moi RBC Visa
VISANo annual fee rewards
moi RBC Visa
Welcome bonus
~$40
Get up to 5,000 bonus Moi points (a value of $40) by January 20, 2027
Annual fee No feePurchase APR 20.99%1st-year value +$40
Apply on RBC Royal Bank →Why get this card
- ✓No annual fee
- ✓Earn 2x on grocery_partners
Earn rates
- grocery_partners2x
2 Moi points per $1 at participating Metro, Brunet, Premiere Moisson and Jean Coutu stores
- dining_gas_ev2x
2 Moi points per $1 on dining, gas and EV charging
- all_purchases1x
1 Moi point per $1 everywhere else
Welcome offer
Get up to 5,000 bonus Moi points (a value of $40) by January 20, 2027
- Est. cash value
- ~$40
- Bonus points
- 5,000
- Minimum spend
- —
- Spend window
- —
- Offer ends
- 2027-01-20
Up to 5,000 bonus Moi points
Fees
- Annual fee
- No fee
- Additional card
- No fee
- Foreign transaction fee
- —
Interest rates
- Purchase APR
- 20.99%
- Cash advance APR
- 22.99%
- Balance transfer APR
- —
- Grace period
- —
- Rate effective date
- —
Benefits & insurance
- Lounge access
- —
- Insurance coverages
- 2
- purchase security
- extended warranty
Redemption & eligibility
- Reward currency
- Moi points
- Redemption options
- grocery discounts
- Transfer partners
- —
- Min. personal income
- —
- Min. household income
- —
Compare with similar cards
Frequently asked
- Is the moi RBC Visa worth it?
- It carries a No fee annual fee and a welcome offer worth about $40, for an estimated first-year value of +$40. No annual fee. Compare it against similar cards below before deciding.
- What is the annual fee and interest rate on the moi RBC Visa?
- The annual fee is No fee. The purchase interest rate is 20.99% and the cash advance rate is 22.99%. These are sourced from RBC Royal Bank's official page.
- What rewards does the moi RBC Visa earn?
- It earns up to 2x on grocery_partners, in Moi points. See the full earn-rate breakdown above.
Official sources
Every figure on this page comes from RBC Royal Bank's own pages. Last checked 2026-06-13.