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Scotiabank Passport Visa Infinite Card

VISA

Great for travel abroad

Scotiabank Passport Visa Infinite Card

Welcome bonus

~$500

Earn up to 40,000 bonus Scene+ points + 10,000 in first 6 months

Annual fee $150Purchase APR 20.99%1st-year value +$350
Apply on Scotiabank

Why get this card

  • Big welcome bonus worth ~$500
  • Bonus covers 3× the annual fee
  • Earn 3x on grocery (sobeys/empire banners), dining, entertainment, daily transit
  • No foreign transaction fees

Earn rates

  • grocery (Sobeys/Empire banners), dining, entertainment, daily transit3x

    3 points per $1 at select grocery; first $50,000 annually

  • other grocery, dining, entertainment, daily transit2x

    first $50,000 in eligible categories annually

  • all other purchases1x
  • Scene+ Travel hotels and car rentals3x

    booked through Scene+ Travel

Welcome offer

Earn up to 40,000 bonus Scene+ points + 10,000 in first 6 months

Est. cash value
~$500
Bonus points
50,000
Minimum spend
$12,000
Spend window
180 days
Offer ends

Earn 40,000 bonus Scene+ points by spending $2,000 in everyday eligible purchases in first 3 months, plus 10,000 bonus Scene+ points by spending $10,000 in first 6 months.

Fees

Annual fee
$150
Additional card
$50
Foreign transaction fee
None

First additional card $0, $50 each additional thereafter; no foreign transaction (FX) markup on foreign currency purchases

Interest rates

Purchase APR
20.99%
Cash advance APR
22.99%
Balance transfer APR
Grace period
Rate effective date

Benefits & insurance

Lounge access
6 visits (Visa Airport Companion (Priority Pass))
Insurance coverages
8
  • Travel Emergency Medical Insurance
  • Flight Delay Insurance
  • Delayed & Lost Luggage Insurance
  • Common Carrier Travel Accident Insurance
  • Hotel/Motel Burglary Insurance
  • Rental Car Collision/Loss Damage Insurance
  • Mobile Device Insurance
  • Creditor Insurance

Redemption & eligibility

Reward currency
Scene+
Redemption options
Transfer partners
Min. personal income
$60,000
Min. household income
$100,000

Minimum income of $60,000-$80,000 or more per year, a minimum household income of $100,000-$150,000 or more, or a minimum of $250,000-$300,000 or more assets under management.

Compare with similar cards

Frequently asked

Is the Scotiabank Passport Visa Infinite Card worth it?
It carries a $150 annual fee and a welcome offer worth about $500, for an estimated first-year value of +$350. Big welcome bonus worth ~$500. Compare it against similar cards below before deciding.
What is the annual fee and interest rate on the Scotiabank Passport Visa Infinite Card?
The annual fee is $150. The purchase interest rate is 20.99% and the cash advance rate is 22.99%. These are sourced from Scotiabank's official page.
What rewards does the Scotiabank Passport Visa Infinite Card earn?
It earns up to 3x on grocery (sobeys/empire banners), dining, entertainment, daily transit, in Scene+. See the full earn-rate breakdown above.
What income do I need for the Scotiabank Passport Visa Infinite Card?
Scotiabank lists a minimum personal income of $60,000 or household income of $100,000.

Official sources

Every figure on this page comes from Scotiabank's own pages. Last checked 2026-06-13.