Scotiabank Passport Visa Infinite Card
VISAGreat for travel abroad
Scotiabank Passport Visa Infinite Card
Welcome bonus
~$500
Earn up to 40,000 bonus Scene+ points + 10,000 in first 6 months
Why get this card
- ✓Big welcome bonus worth ~$500
- ✓Bonus covers 3× the annual fee
- ✓Earn 3x on grocery (sobeys/empire banners), dining, entertainment, daily transit
- ✓No foreign transaction fees
Earn rates
- grocery (Sobeys/Empire banners), dining, entertainment, daily transit3x
3 points per $1 at select grocery; first $50,000 annually
- other grocery, dining, entertainment, daily transit2x
first $50,000 in eligible categories annually
- all other purchases1x
- Scene+ Travel hotels and car rentals3x
booked through Scene+ Travel
Welcome offer
Earn up to 40,000 bonus Scene+ points + 10,000 in first 6 months
- Est. cash value
- ~$500
- Bonus points
- 50,000
- Minimum spend
- $12,000
- Spend window
- 180 days
- Offer ends
- —
Earn 40,000 bonus Scene+ points by spending $2,000 in everyday eligible purchases in first 3 months, plus 10,000 bonus Scene+ points by spending $10,000 in first 6 months.
Fees
- Annual fee
- $150
- Additional card
- $50
- Foreign transaction fee
- None
First additional card $0, $50 each additional thereafter; no foreign transaction (FX) markup on foreign currency purchases
Interest rates
- Purchase APR
- 20.99%
- Cash advance APR
- 22.99%
- Balance transfer APR
- —
- Grace period
- —
- Rate effective date
- —
Benefits & insurance
- Lounge access
- 6 visits (Visa Airport Companion (Priority Pass))
- Insurance coverages
- 8
- Travel Emergency Medical Insurance
- Flight Delay Insurance
- Delayed & Lost Luggage Insurance
- Common Carrier Travel Accident Insurance
- Hotel/Motel Burglary Insurance
- Rental Car Collision/Loss Damage Insurance
- Mobile Device Insurance
- Creditor Insurance
Redemption & eligibility
- Reward currency
- Scene+
- Redemption options
- —
- Transfer partners
- —
- Min. personal income
- $60,000
- Min. household income
- $100,000
Minimum income of $60,000-$80,000 or more per year, a minimum household income of $100,000-$150,000 or more, or a minimum of $250,000-$300,000 or more assets under management.
Compare with similar cards
Frequently asked
- Is the Scotiabank Passport Visa Infinite Card worth it?
- It carries a $150 annual fee and a welcome offer worth about $500, for an estimated first-year value of +$350. Big welcome bonus worth ~$500. Compare it against similar cards below before deciding.
- What is the annual fee and interest rate on the Scotiabank Passport Visa Infinite Card?
- The annual fee is $150. The purchase interest rate is 20.99% and the cash advance rate is 22.99%. These are sourced from Scotiabank's official page.
- What rewards does the Scotiabank Passport Visa Infinite Card earn?
- It earns up to 3x on grocery (sobeys/empire banners), dining, entertainment, daily transit, in Scene+. See the full earn-rate breakdown above.
- What income do I need for the Scotiabank Passport Visa Infinite Card?
- Scotiabank lists a minimum personal income of $60,000 or household income of $100,000.
Official sources
Every figure on this page comes from Scotiabank's own pages. Last checked 2026-06-13.
- Product page: https://www.scotiabank.com/ca/en/personal/credit-cards/visa/passport-infinite-card.html
- Application: https://hello.scotiabank.com/lending/triage?productCode=VFF&subProductCode=TR&source=111J&language=en
- Rewards program: https://www.scotiabank.com/ca/en/personal/programs-services/sceneplus-rewards.html