Scotia Momentum Mastercard vs Scotiabank Passport Visa Infinite Card
| Scotia Momentum Mastercard | Scotiabank Passport Visa Infinite Card | |
|---|---|---|
| Issuer | Scotiabank | Scotiabank |
| Network | Mastercard | Visa Infinite |
| Annual fee | No fee | $150 |
| Purchase APR | 20.99% | 20.99% |
| Cash advance APR | 22.99% | 22.99% |
| FX fee | — | 0% |
| Welcome (est. value) | — | ~$500 |
| Top earn rate | 1% gas, grocery, drug stores and recurring payments | 3x grocery (Sobeys/Empire banners), dining, entertainment, daily transit |
| Lounge visits | — | 6 |
| Min. income | — | $60,000 |