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TD Canada TrustClassic
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TD Low Rate Visa* Card

VISA

Low interest for carrying a balance

TD Low Rate Visa* Card

Annual fee Purchase APR 12.90%
Apply on TD Canada Trust

Why get this card

  • Low 12.9% purchase rate

Earn rates

No earn rates captured.

Welcome offer

No welcome offer captured.

Fees

Annual fee
Additional card
Foreign transaction fee

Interest rates

Purchase APR
12.90%
Cash advance APR
12.90%
Balance transfer APR
Grace period
Rate effective date

Benefits & insurance

Lounge access
Insurance coverages

Redemption & eligibility

Reward currency
Redemption options
Transfer partners
Min. personal income
Min. household income

Compare with similar cards

Frequently asked

Is the TD Low Rate Visa* Card worth it?
It carries a — annual fee. Low 12.9% purchase rate. Compare it against similar cards below before deciding.
What is the annual fee and interest rate on the TD Low Rate Visa* Card?
The annual fee is —. The purchase interest rate is 12.90% and the cash advance rate is 12.90%. These are sourced from TD Canada Trust's official page.
What rewards does the TD Low Rate Visa* Card earn?
This card does not focus on rewards; see its fees and rates above.

Official sources

Every figure on this page comes from TD Canada Trust's own pages. Last checked 2026-06-13.