American Express Aeroplan Business Reserve Card vs American Express EssentialTM Credit Card
| American Express Aeroplan Business Reserve Card | American Express EssentialTM Credit Card | |
|---|---|---|
| Issuer | American Express | American Express |
| Network | American Express | American Express |
| Annual fee | $599 | No fee |
| Purchase APR | 21.99% | 12.99% |
| Cash advance APR | 21.99% | 12.99% |
| FX fee | — | — |
| Welcome (est. value) | ~$2520 | — |
| Top earn rate | 3x air_canada | — |
| Lounge visits | — | — |
| Min. income | — | — |