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American Express EssentialTM Credit Card vs CIBC Aeroplan Visa Business Card

American Express EssentialTM Credit CardCIBC Aeroplan Visa Business Card
IssuerAmerican ExpressCIBC
NetworkAmerican ExpressVisa
Annual feeNo fee$180
Purchase APR12.99%12.99%
Cash advance APR12.99%14.50%
FX fee——
Welcome (est. value)—~$1575
Top earn rate—2x air_canada
Lounge visits——
Min. income——
Apply: American Express EssentialTM Credit Card →Apply: CIBC Aeroplan Visa Business Card →