BMO Ascend World Elite Mastercard vs Scotiabank Passport Visa Infinite Card
| BMO Ascend World Elite Mastercard | Scotiabank Passport Visa Infinite Card | |
|---|---|---|
| Issuer | BMO | Scotiabank |
| Network | Mastercard World Elite | Visa Infinite |
| Annual fee | $150 | $150 |
| Purchase APR | 21.99% | 20.99% |
| Cash advance APR | 23.99% | 22.99% |
| FX fee | — | 0% |
| Welcome (est. value) | See offer | ~$500 |
| Top earn rate | 5x Travel | 3x grocery (Sobeys/Empire banners), dining, entertainment, daily transit |
| Lounge visits | 4 | 6 |
| Min. income | $80,000 | $60,000 |