BMO CashBack Mastercard vs CIBC Costco Mastercard (Costco World Mastercard)
| BMO CashBack Mastercard | CIBC Costco Mastercard (Costco World Mastercard) | |
|---|---|---|
| Issuer | BMO | CIBC |
| Network | Mastercard | Mastercard World Mastercard |
| Annual fee | No fee | No fee |
| Purchase APR | 21.99% | 21.75% |
| Cash advance APR | 23.99% | 22.49% |
| FX fee | — | — |
| Welcome (est. value) | See offer | — |
| Top earn rate | 3% Groceries | 3% restaurants and Costco gas |
| Lounge visits | — | — |
| Min. income | — | $50,000 |