BMO CashBack Mastercard vs Simplii Cash Back Visa
| BMO CashBack Mastercard | Simplii Cash Back Visa | |
|---|---|---|
| Issuer | BMO | Simplii Financial |
| Network | Mastercard | Visa |
| Annual fee | No fee | No fee |
| Purchase APR | 21.99% | 21.99% |
| Cash advance APR | 23.99% | 22.99% |
| FX fee | — | — |
| Welcome (est. value) | See offer | See offer |
| Top earn rate | 3% Groceries | 4% Restaurants, Bars and Coffee Shops |
| Lounge visits | — | — |
| Min. income | — | $15,000 |