BMO CashBack World Elite Mastercard vs Neo World Elite Mastercard
| BMO CashBack World Elite Mastercard | Neo World Elite Mastercard | |
|---|---|---|
| Issuer | BMO | Neo Financial |
| Network | Mastercard World Elite | Mastercard World Elite |
| Annual fee | $139 | $149 |
| Purchase APR | 21.99% | 19.99% |
| Cash advance APR | 23.99% | — |
| FX fee | 2.5% | — |
| Welcome (est. value) | See offer | — |
| Top earn rate | 5% Groceries | 5% grocery |
| Lounge visits | — | — |
| Min. income | $80,000 | $80,000 |