Is the Neo World Elite Mastercard worth it?

It carries a $149 annual fee. Earn 5% on grocery. Compare it against similar cards below before deciding.

What is the annual fee and interest rate on the Neo World Elite Mastercard?

The annual fee is $149. The purchase interest rate is 19.99% and the cash advance rate is —. These are sourced from Neo Financial's official page.

It earns up to 5% on grocery, in cashback. See the full earn-rate breakdown above.

Neo Financial lists a minimum personal income of $80,000 or household income of $150,000.

Neo FinancialWorld Elite

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Neo World Elite Mastercard

MASTERCARD

Cash back on everyday spending

Annual fee $149Purchase APR 19.99%

No welcome offer captured.

Annual fee $149. Purchase credit rate 19.99%-29.99% (Quebec 19.99%-25.24%).

Minimum $80,000 annual personal income or household income of $150,000 required.

Is the Neo World Elite Mastercard worth it?: It carries a $149 annual fee. Earn 5% on grocery. Compare it against similar cards below before deciding.
What is the annual fee and interest rate on the Neo World Elite Mastercard?: The annual fee is $149. The purchase interest rate is 19.99% and the cash advance rate is —. These are sourced from Neo Financial's official page.
What rewards does the Neo World Elite Mastercard earn?: It earns up to 5% on grocery, in cashback. See the full earn-rate breakdown above.
What income do I need for the Neo World Elite Mastercard?: Neo Financial lists a minimum personal income of $80,000 or household income of $150,000.

Every figure on this page comes from Neo Financial's own pages. Last checked 2026-06-13.