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CIBC Dividend Visa Infinite Card vs PC World Elite Mastercard

CIBC Dividend Visa Infinite CardPC World Elite Mastercard
IssuerCIBCPC Financial
NetworkVisa Visa InfiniteMastercard World Elite
Annual fee$120No fee
Purchase APR21.99%
Cash advance APR22.97%
FX fee
Welcome (est. value)See offerSee offer
Top earn rate4% gas, EV charging, and groceries4.5% Health & beauty
Lounge visits
Min. income$60,000$80,000