CIBC Dividend Visa Infinite Card vs Scotia Momentum Visa Infinite Card
| CIBC Dividend Visa Infinite Card | Scotia Momentum Visa Infinite Card | |
|---|---|---|
| Issuer | CIBC | Scotiabank |
| Network | Visa Visa Infinite | Visa Infinite |
| Annual fee | $120 | $120 |
| Purchase APR | — | 20.99% |
| Cash advance APR | — | 22.99% |
| FX fee | — | — |
| Welcome (est. value) | See offer | See offer |
| Top earn rate | 4% gas, EV charging, and groceries | 4% grocery and recurring bill payments |
| Lounge visits | — | — |
| Min. income | $60,000 | $60,000 |