Neo Mastercard vs United MileagePlus Neo World Elite Mastercard
| Neo Mastercard | United MileagePlus Neo World Elite Mastercard | |
|---|---|---|
| Issuer | Neo Financial | Neo Financial |
| Network | Mastercard | Mastercard World Elite |
| Annual fee | No fee | $89 |
| Purchase APR | 19.99% | 19.99% |
| Cash advance APR | 22.99% | — |
| FX fee | — | — |
| Welcome (est. value) | — | See offer |
| Top earn rate | 1% gas | 1.25x travel_airline |
| Lounge visits | — | — |
| Min. income | — | $80,000 |