United MileagePlus Neo World Elite Mastercard

Earn rates

• travel_airline1.25x

  1.25x miles per $1 on United Airlines and Star Alliance flights

• dining1x

  1x mile per $1 on dining purchases

• grocery1x

  1x mile per $1 on grocery purchases

• other0.75x

  0.75x miles per $1 on everything else

Welcome offer

Up to 25,000 MileagePlus miles

Bonus points

25,000

Minimum spend

$3,000

Spend window

90 days

Offer ends

—

5,000 miles on first purchase; 15,000 miles when you spend $3,000 in first 3 months; 5,000 miles every year your account stays open (annual renewal bonus).

Fees

Annual fee

$89

Additional card

—

Foreign transaction fee

—

Annual fee $89. Purchase interest 19.99%-29.99%.

Interest rates

Purchase APR

19.99%

Cash advance APR

—

Balance transfer APR

—

Grace period

—

Rate effective date

—

Benefits & insurance

Lounge access

—

Insurance coverages

6

• Out-of-province medical (not available in Quebec)
• Delayed and lost baggage
• Trip protection
• Rental car coverage
• Mastercard Zero Liability
• Mastercard Global Service

Redemption & eligibility

Reward currency

United MileagePlus miles

Redemption options

—

Transfer partners

United Airlines, Star Alliance (25+ partners)

Min. personal income

$80,000

Min. household income

$150,000

Minimum $80,000 personal or $150,000 household annual income required. Free first checked bag, Group 2 priority boarding, and up to USD $120 NEXUS statement credit once every 5 years.