Neo World Elite Mastercard vs Scotia Momentum Visa Infinite Card
| Neo World Elite Mastercard | Scotia Momentum Visa Infinite Card | |
|---|---|---|
| Issuer | Neo Financial | Scotiabank |
| Network | Mastercard World Elite | Visa Infinite |
| Annual fee | $149 | $120 |
| Purchase APR | 19.99% | 20.99% |
| Cash advance APR | — | 22.99% |
| FX fee | — | — |
| Welcome (est. value) | — | See offer |
| Top earn rate | 5% grocery | 4% grocery and recurring bill payments |
| Lounge visits | — | — |
| Min. income | $80,000 | $60,000 |