RBC Cash Back Mastercard vs RBC ION Visa
| RBC Cash Back Mastercard | RBC ION Visa | |
|---|---|---|
| Issuer | RBC Royal Bank | RBC Royal Bank |
| Network | Mastercard Standard | Visa Standard |
| Annual fee | No fee | No fee |
| Purchase APR | 20.99% | 20.99% |
| Cash advance APR | 22.99% | 22.99% |
| FX fee | — | — |
| Welcome (est. value) | See offer | ~$140 |
| Top earn rate | 2% groceries | 1.5x groceries_gas_rideshare_streaming |
| Lounge visits | — | — |
| Min. income | — | — |